My word, the 25th of each month sure comes around fast. I will soon have enough Christmas cards for this year, but I haven't done much crafting just lately so I wanted a fairly simple card for this challenge and I chose a cutting file I purchased from The Dreaming tree at 3dsvgcuts.
I used my Silhouette cameo machine to resize it a bit and used mostly off cuts for the layers. There are four layers to the central panel and three to each side panel so it is a fairly heavy card and will most likely be used for one of my hand-delivered cards rather than a posted one. I always have plenty of cream off cuts, so the side panels were easy enough to find pieces for.(They look white in the photo but are in fact cream). For the background I used a piece of heavy card from an old Hunkydory set. More offcuts of black and brown made the other layers. 
The side panels are a white layer first, which is used to attach them to the back panel, and then a cream layer with the star cut outs added to the front. The script was cut from some offcuts of gold, paper-backed foil, which surprised me by actually cut very well, and because I didn't like the white stars peeping through the cut outs, I added more little scraps of the gold behind each group before gluing the two layers together.
Although there was a lot of cutting to do, and that is always a bit hit and miss with my temperamental machine, this time it went quite well, so while the machine was set up, I cut a second set. This time my only suitable background off-cut was half a piece of paper I printed ages ago, on standard printer paper so I needed to glue it to a stiff card back to make it stable enough. (No pun intended).
I was pleased with the end results so I may make a few more if I find I am short of any at the last minute.
Now I will link up with Rudolph day Challenge#October at Scraps of Life by Scrappy Mo.
And as I have used so many snippets for these cards I will also link up over on Pixie's Snippets Playground.